Interest rate drop

In anticipation of yesterday’s interest rate drop I transferred $1,500 into a new a 6 month ING CD at 5.15%.  I noticed today the 6 month CD rate is now 4.90% at ING.  In retrospect I should have locked it in for 12 months instead of just 6.  Regardless, it was a good move on my part.  I just wish I had more money to lock in.  I transferred a little less than half of my cash savings to the CD.  The ING savings rate for regular savings accounts dropped from 4.5% to 4.3% overnight.